Living in St. Gallen & Rheintal

Discover Eastern Switzerland's cultural and economic hub. Your comprehensive guide to relocating to this unique region with excellent cross-border opportunities.

Eastern Switzerland's Cultural and Economic Hub

Nestled between rolling hills and Lake Constance, St. Gallen serves as the vibrant capital of Eastern Switzerland's eponymous canton. This charming city combines rich historical heritage with modern economic dynamism, while the broader Rheintal region—including communities like Sennwald—forms an important economic corridor extending toward the Austrian and Liechtenstein borders.

St. Gallen's UNESCO World Heritage-listed Abbey District, prestigious university, and position as a textile and business center create an exceptional quality of life that balances Swiss efficiency with a warm, welcoming atmosphere. The city's manageable size fosters an intimate community feel while still offering sophisticated urban amenities, while the surrounding Rheintal region provides additional industrial strength and residential options.

St. Gallen Abbey District and cityscape

Districts and Communities: Finding Your Perfect Location

St. Gallen and the Rheintal region offer diverse neighborhoods and communities, each with its own character and advantages. Understanding these areas is crucial for finding your ideal home.

St. Gallen City Areas

Altstadt (Old Town)

The historic heart of St. Gallen featuring the Abbey District, charming streets, and character-filled apartments in historic buildings

Ideal for: Professionals and couples seeking urban living with cultural richness and convenience

St. Georgen

Hillside district south of the center offering beautiful views, a village-like atmosphere, and good connections to the city center

Ideal for: Those seeking a balance of urban proximity with a more relaxed, residential feel

Lachen/Vonwil

Western district with diverse housing options, good transportation links, and proximity to recreational areas

Ideal for: Families and professionals seeking good value while maintaining easy access to the center

Rotmonten

Northern residential area with more spacious properties, green surroundings, and a family-friendly atmosphere

Ideal for: Families seeking space, nature access, and a quieter environment

Neudorf

Eastern district offering a mix of housing types, good amenities, and convenient access to both the city center and major transport routes

Ideal for: Commuters and families seeking practical living arrangements with good services

St. Gallen Surrounding Communities

Wittenbach

Well-connected northern suburb offering good value housing, family infrastructure, and a pleasant residential environment

Ideal for: Families seeking more space and value while maintaining proximity to St. Gallen

Gossau

Western neighboring town with its own amenities, good transportation links, and typically more affordable housing options

Ideal for: Commuters seeking better value and those working in the western business areas

Teufen

Picturesque Appenzell community south of St. Gallen offering traditional charm, beautiful landscapes, and good connections to the city

Ideal for: Those seeking authentic Swiss village life with reasonable commuting distance

Rorschach/Goldach

Lakeside communities offering water views, recreational opportunities, and direct train connections to St. Gallen

Ideal for: Those valuing lakeside living and outdoor activities while maintaining city access

Abtwil/St. Josefen

Southern communities with newer developments, good family infrastructure, and proximity to shopping centers

Ideal for: Families seeking modern housing and convenient amenities

Rheintal Region

Altstätten

The cultural center of the Rheintal with a charming old town, good amenities, and excellent transportation connections

Ideal for: Those seeking a balance of small-town charm with good infrastructure and regional connections

Sennwald

Northern Rheintal community offering more affordable housing, proximity to nature, and good access to industrial employment centers

Ideal for: Families and professionals working in the region's industrial sector seeking value and space

Buchs

Key Rheintal town with excellent connections to Liechtenstein and Austria, diverse housing options, and strong educational facilities

Ideal for: Cross-border commuters and those seeking a central location within the Rheintal economic corridor

Heerbrugg/Au

Industrial centers with good transportation links, housing variety, and proximity to Lake Constance

Ideal for: Professionals working in the region's manufacturing and technology sectors

Rheineck

Gateway to Lake Constance offering waterfront living options, good regional connections, and a relaxed atmosphere

Ideal for: Those seeking lakeside living with good access to both St. Gallen and the Rheintal economic area

Navigating the Housing Market in St. Gallen and Rheintal

The housing market in this region presents unique characteristics, with better availability than some Swiss cities but still requiring local expertise to navigate successfully.

Varied Vacancy Rates

St. Gallen city: 1.5-2.0%, Rheintal communities: 2.0-3.0%, providing more options and better value

Diverse Property Types

St. Gallen offers historic apartments to modern developments; Rheintal provides more single-family homes and space

Seasonal Considerations

Higher activity during spring and summer, with Rheintal properties often having longer market times

Documentation Requirements

Swiss rental applications require comprehensive documentation; cross-border commuters may face additional requirements

How Prime Relocation Secures Housing in St. Gallen and Rheintal

Privileged Access to Listings

Our established relationships with property managers and landlords provide access to properties before they reach public listings. Particularly valuable in the Rheintal where many properties are rented through local networks.

Professional Application Management

We prepare compelling application packages that highlight your stability and desirability as a tenant. Especially important for internationals who may lack Swiss rental history.

Local Representation

Our local team attends viewings on your behalf when necessary, providing immediate feedback and securing properties quickly. Crucial for accessing properties in less central Rheintal locations.

Negotiation Expertise

We leverage our market knowledge to negotiate favorable terms and overcome potential obstacles. Often more negotiation room in Rheintal properties compared to city center locations.

Multilingual Support

Our German-speaking consultants navigate the local market efficiently, overcoming language barriers that often challenge newcomers. Essential in the Rheintal where English is less commonly used in property transactions.

Typical Housing Costs (Monthly Rent)

Property Type St. Gallen City Center St. Gallen Outer Districts Surrounding Communities Rheintal Communities
Studios and 1-Bedroom Apartments CHF 900-1,400 CHF 800-1,200 CHF 700-1,100 CHF 650-1,000
2-3 Bedroom Apartments CHF 1,400-2,400 CHF 1,300-2,100 CHF 1,200-2,000 CHF 1,100-1,900
4+ Bedroom Apartments and Houses CHF 2,400-3,800+ CHF 2,100-3,400 CHF 2,000-3,500+ CHF 1,800-3,200

Note: Properties with exceptional features or premium locations can command 15-30% premiums above these ranges. Rheintal properties typically offer 10-20% better value than equivalent St. Gallen properties.

Education Options for International Families

St. Gallen and the Rheintal region offer excellent education options for international families, with both quality public schools and international institutions.

Public School System

Switzerland's public education is of exceptional quality, free of charge, and provides an immersive experience for children. Instruction is in German (Swiss German spoken socially), with enrollment based on residential address and strong emphasis on academic fundamentals and languages.

Key Features:

  • Integration support for non-German speakers (varies by school)
  • Typically requires longer-term commitment for optimal results

International Schools

The region hosts several international education options catering to the expatriate community:

International School St. Gallen (ISS)

International curriculum with IB Diploma Programme

Ages: 3-18

Annual fees: CHF 18,000-28,000

Institut auf dem Rosenberg

Multiple curricula (IB, German, Italian, Swiss, UK, US)

Ages: 6-19 (boarding and day options)

Annual fees: CHF 85,000-130,000 (boarding)

Bilingual Primary School St. Gallen

Bilingual education (German/English)

Ages: 5-12

Annual fees: CHF 15,000-20,000

Formatio Private School

International curriculum with multilingual approach (Located in Liechtenstein)

Ages: 3-18

Annual fees: CHF 16,000-24,000

Higher Education

The region hosts world-renowned higher education institutions:

University of St. Gallen (HSG)

One of Europe's leading business universities, offering programs in business, economics, law, and international affairs

Eastern Switzerland University of Applied Sciences (OST)

Applied sciences university with strong programs in technology, business, and social work. Campuses in St. Gallen, Buchs (Rheintal), and other locations

Immigration and Permits

Switzerland maintains distinct immigration processes for EU/EFTA nationals versus non-EU/EFTA nationals, with significant differences in requirements and processing times.

EU/EFTA Nationals

Process Overview:

Secure employment or demonstrate sufficient financial resources → Register with local authorities within 14 days → Receive B permit or L permit

Timeline:

Typically 2-3 weeks from registration to permit issuance

Required Documentation:

  • Valid passport
  • Employment contract or proof of financial self-sufficiency
  • Health insurance confirmation
  • Passport photos
  • Completed application forms
  • Marriage/birth certificates for family members (if applicable)

Non-EU/EFTA Nationals

Process Overview:

Employer submits work permit application → Apply for entry visa → Register with local authorities → Complete biometric registration → Receive physical permit

Timeline:

Typically 8-12 weeks from initial application to permit issuance

Required Documentation:

  • Valid passport
  • Employment contract
  • Educational certificates and professional qualifications
  • CV/resume
  • Passport photos
  • Completed application forms
  • Marriage/birth certificates for family members (if applicable)

Permit Types

B Permit (Residence Permit)

Initial validity of 1-5 years depending on nationality and circumstances. Renewable. Allows residence and employment in Switzerland.

L Permit (Short-term Permit)

Valid for assignments under 12 months. Limited renewal possibilities. Restricted rights compared to B permit.

C Permit (Settlement Permit)

Permanent residence status. Available after 5-10 years of residence (depending on nationality). Enhanced rights and security.

G Permit (Cross-border Commuter Permit)

For those living in neighboring countries and working in Switzerland. Particularly relevant for those working in the Rheintal but living in Liechtenstein or Austria. Requires return to residence country at least once weekly.

How Prime Relocation Manages the Immigration Process

Pre-assessment

Permit eligibility and strategy development

Documentation

Preparation and review of all required documentation

Application Management

Submission and tracking of applications

Authority Communication

Communication with authorities on your behalf

Appointment Support

Accompaniment to registration appointments when needed

Cross-Border Guidance

Specific guidance for cross-border commuters in the Rheintal region

Healthcare in Switzerland

Switzerland offers world-class healthcare through a mandatory private insurance system that provides comprehensive coverage while requiring active management.

Insurance Requirements

  • Required for all residents within 3 months of arrival
  • Typical cost: CHF 280-450 monthly per adult in St. Gallen/Rheintal
  • Deductible options from CHF 300-2,500 annually

Healthcare Facilities

Kantonsspital St. Gallen

Cantonal hospital with comprehensive services

Klinik Stephanshorn

Private hospital in St. Gallen

Spital Altstätten

Regional hospital serving the Rheintal

Hirslanden Klinik Am Rosenberg

Private hospital in Heiden

Pediatric Hospital of Eastern Switzerland

Specialized children's hospital in St. Gallen

Banking and Financial Matters

Setting up proper banking arrangements is essential for daily life in Switzerland, with several options available to international residents.

Major Banks

UBS

Switzerland's largest bank offering comprehensive services for international clients, including English-language support and specialized expatriate services

Credit Suisse

Major global bank with extensive services for international professionals and dedicated expatriate banking solutions

St. Galler Kantonalbank

Cantonal bank offering competitive rates and comprehensive services, with growing English-language support for the international community

PostFinance

The Swiss postal service's banking arm, offering basic banking services with lower fees and simpler account opening procedures

Raiffeisen

Cooperative bank with strong local presence and personal service approach, particularly well-represented in Rheintal communities

Account Opening Requirements

  • Valid passport and residence permit
  • Proof of address and employment contract
  • Process typically takes 1-2 weeks

Transportation and Mobility

St. Gallen offers excellent public transportation, while the Rheintal corridor is well-connected by both rail and road networks, making commuting and travel convenient throughout the region.

Public Transportation Network

St. Gallen's public transport includes urban buses, Appenzeller Bahnen, and integrated Ostwind ticketing. Regional trains connect to Rheintal communities.

Regular S-Bahn service along the Rheintal corridor
PostBus services to rural areas
Connections to Lake Constance ferry services

Cycling Infrastructure

St. Gallen has hilly topography with good infrastructure. Rheintal offers flatter terrain ideal for cycling commutes.

Network of dedicated bike lanes and routes
Bike-sharing programs available
Scenic cycling routes connecting communities

Car Ownership

St. Gallen city center has limited but available parking. Rheintal communities offer more abundant and affordable parking.

Street parking permits available to residents
Public garage monthly rates of CHF 150-250
Many Rheintal properties include parking spaces

International Connections

Train Connections

  • • Direct trains to Zurich (1 hour from St. Gallen)
  • • Direct trains to Munich (2.5-3 hours)
  • • Direct trains from Rheintal to Austria and Liechtenstein

Airport Access

  • • Zurich Airport (1 hour by train from St. Gallen)
  • • St. Gallen-Altenrhein Airport (regional)
  • • Friedrichshafen Airport in Germany (1 hour by car)

Cross-Border Commuting

  • • Many Rheintal residents work in Liechtenstein or Austria
  • • Special cross-border commuter permits available
  • • Good road and public transport connections

Daily Life and Integration

Successfully integrating into life in St. Gallen and the Rheintal involves understanding local customs, building social connections, and navigating practical daily matters.

Language Environment

  • Swiss German is the daily spoken language throughout the region
  • High German is used for official communication and writing
  • English is widely spoken in business and higher education in St. Gallen
  • English is less common in everyday interactions in Rheintal communities
  • Many services require at least basic German, especially in the Rheintal

Social Integration

  • International Community St. Gallen
  • University of St. Gallen international networks
  • Sports clubs (particularly hiking, skiing, and football)
  • Cultural associations and hobby groups
  • Local traditions and festivals (particularly strong in Rheintal communities)

Shopping and Services

  • Most retail stores: 9:00-18:30 Monday-Friday, 9:00-17:00 Saturday
  • Closed Sundays (except shops in train stations)
  • Late-night shopping on Thursdays until 21:00
  • Cross-border shopping in nearby Germany, Austria, and Liechtenstein
  • Significant savings on groceries and consumer goods

Working with Prime Relocation

With specialized experience in St. Gallen and Rheintal relocations, Prime Relocation offers comprehensive support for international professionals and families moving to this unique region of Switzerland.

Our Regional Expertise

Local Knowledge

Eastern Switzerland specialists with intimate knowledge of neighborhoods and communities

Multilingual Support

German-speaking consultants navigate local systems efficiently

Business Sector Experience

Supporting professionals in manufacturing and technology sectors

Established Networks

Privileged relationships with property managers and service providers

Our Comprehensive Relocation Services

Pre-Arrival Consultation

  • Needs assessment and planning
  • Budget guidance and expectation setting
  • Timeline development and preparation guidance

Housing Services

  • Personalized property search
  • Viewing coordination and accompaniment
  • Application preparation and submission
  • Lease negotiation and review
  • Move-in coordination and utility setup

Administrative Support

  • Registration assistance
  • Permit application management
  • Insurance arrangement
  • Banking setup
  • Telecommunications establishment

Family Support

  • School search and application
  • Childcare arrangements
  • Partner career support
  • Pet relocation assistance

Settling-In Services

  • Area orientation
  • Shopping assistance
  • Healthcare setup
  • Transportation arrangement
  • Social integration support
  • Specific guidance for integration in Rheintal communities

Our Service Packages

Corporate Relocation Package

Comprehensive support for employees relocating through company programs, with customized service selection based on corporate policies

Education Sector Package

Specialized support for academic professionals, addressing their unique needs and preferences

Individual Relocation Package

Tailored support for professionals and families moving independently, with flexible service selection based on specific needs

VIP Package

White-glove service for executives and high-net-worth individuals, featuring enhanced privacy, premium options, and dedicated senior consultant

Rheintal Industrial Package

Specialized support for professionals relocating to work in the Rheintal's industrial sector, with focus on housing near employment centers and cross-border considerations

Frequently Asked Questions

What makes St. Gallen and the Rheintal region different from other Swiss areas?

St. Gallen offers a unique blend of historical heritage and modern dynamism in a manageable size. The UNESCO-listed Abbey District gives the city distinctive character, while the prestigious University of St. Gallen attracts an international community. The Rheintal region provides a strong industrial and manufacturing base with excellent cross-border connections to Liechtenstein and Austria. Together, they offer excellent quality of life with less congestion and lower costs than larger Swiss cities, while maintaining good connections to major centers like Zurich.

How important is German for daily life in this region?

While many internationals manage with English in professional environments in St. Gallen, particularly at the university and larger companies, German becomes increasingly important in the Rheintal communities. Swiss German is the spoken dialect, though High German is understood and used for official communication. Learning at least basic German significantly enhances quality of life and social integration, especially outside the city center.

What is the climate like in St. Gallen and the Rheintal?

The region has a moderate continental climate with four distinct seasons. Winters can be cold (average -1 to 5°C) with occasional snow, while summers are pleasant (average 15-25°C) and rarely excessively hot. St. Gallen receives more precipitation than the Swiss average, with frequent fog in autumn and winter. The Rheintal can experience the 'Föhn' wind, which brings warmer, drier conditions at certain times of year. Spring and autumn offer beautiful natural colors in the surrounding countryside.

How does the cost of living compare to other Swiss cities?

While still high by international standards, St. Gallen's cost of living is typically 10-20% lower than Zurich or Geneva. The Rheintal communities offer even better value, with housing costs often 15-25% lower than St. Gallen city. However, salaries may also be somewhat lower than in larger Swiss cities, depending on the industry.

What recreational opportunities are available in the region?

The region offers excellent recreational options, including hiking in the nearby Appenzell region, water activities on Lake Constance, skiing in winter (within 1-2 hours' drive), and cultural activities in St. Gallen city. The Rheintal provides additional outdoor opportunities along the Rhine River and easy access to the Alps. The proximity to Germany, Austria, and Liechtenstein opens additional possibilities for day trips and weekend excursions.

What are the advantages of living in the Rheintal versus St. Gallen city?

The Rheintal offers more affordable housing, often with more space and newer construction. It provides excellent access to industrial and manufacturing employment centers, as well as easy cross-border access to Liechtenstein and Austria. Communities like Sennwald offer a more traditional Swiss lifestyle with strong local traditions and beautiful natural surroundings. However, cultural amenities and international communities are more limited than in St. Gallen city, and public transportation, while good, is less comprehensive than in the city center.

Ready to Start Your St. Gallen & Rheintal Journey?

Contact our team today to discuss your relocation needs and discover how we can make your move to Eastern Switzerland seamless and successful.